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Archive for July, 2009

Texas Car Insurance Q&A: Policy

Here is a question:

Texas Car Insurance Policy?
If you are 23, and wanted to put your 17 year old sister on your insurance policy can you?
Or do you have to wait until she is 18?

If our dad takes her off of his insurance is it possible to put her on mine without being her parent is what I am asking I suppose.

The Answer:

Thinking POSITIVE a BFP that is, For car insurance the easiest method to get a free quote is do a car policy comparison. If you choose the same coverage levels, you can get an fast quote to compare against others. Use the same zipcode, auto make/model, mileage and driving history to make sure you get accurate comparison.

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Here is an article I found dealing with obtaining car insurance for imports. This information can be applied in Texas or anywhere in the U.S.:

“Look for imported car insurance from a specialized insurance company who deals with imports. Basic insurance companies can not help you out with your import car insurance needs. Many insurance companies simply do not want to provide insurance policies for imported cars and if they do provide insurance, many times it is very expensive.

Import car insurance comes with a set of hurdles that you have to overcome. You must make sure that you’re your legal documentation is in order. You must deal with customs issues, import taxes, emissions standards compliance, pest control during shipment and a number of other issues. Look for a price that you feel is comparable and fair. Be ready to answer a lot of questions. This includes knowing your vehicle really well. Compare side by side, and apples to apples and get at least 3 quotes on import car insurance. Most insurance carriers will try to out do their completion and you will benefit from their completion.

Be ready to run down a list of features that your import car has that will save you money on your insurance premiums. Insurance companies often give individual seeking import car insurance a hard time and they can charge you high premiums. Do not be scared away, be persistent and look for a reliable carrier with the best deal. There are insurance companies that will gladly assist you and it is possible to have an import car insurance policy tailor fit to meet your needs.”

– It can’t be stressed enough how one should be persistent to look for a reliable carrier for your import.

“Make sure that the insurance company that you select is an expert of the ins and outs of insuring cars not made in their country. Ask to see their history in handling the needs of customers who have import cars. Search around and keep searching until you feel good about a company.

Know your mileage that you plan to put on the vehicle each year. Keep it low and try to find a special limited mileage policy. Keep your import safely locked in a garage. This will reduce your policy quote. Most owners of imports want to keep their cars in garages to protect them any way so this is not a problem. You will need to tell them how many people are in your family and who will be driving the car. Your driving record will also come into play so be a careful and conscientious driver and keep your premium to a minimum by maintaining an excellent driving record.

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Article Source: http://EzineArticles.com/?expert=Charles_Calvert

– The article gave out a lot of information and seems to complicate getting car insurance for your import. However it’s safe to do your due diligence and get the right car insurance quote online, right here right now.

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  • MySpace